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Home Equity

Fixed-Rate Home Equity Loans.
Tuition payments? New car? Remodeling project? Whatever your need, you can get a great rate on a home equity loan from Savings Institute Bank & Trust. And that great rate gets even better when you have your payment automatically withdrawn from your Savings Institute checking account. If you're looking to borrow right away and get a possible tax break, then a fixed-rate home equity loan may be right for you. To view our rates, click here.
HELOC

Home Equity Line of Credit.
A HELOC gives you the advantage of having the money you need - immediately available - when you need it. Advantages include possible tax benefits, rates that are generally lower than personal loans and the flexibility of paying interest only on the portion for the credit line that you use. For our current rates, click here.
 
Consult your tax advisor to see how these tax benefits may affect you.
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